Workers' Compensation and Employee Liability Insurance in Wisconsin

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Workers' Compensation and Employers Liability Insurance

Protecting your employees and your business.

Workers’ Compensation Coverage
Worker’s Compensation provides medical and disability coverage for your employees for job-related injuries, illnesses, or death as mandated by state law, in states where your employees live and are hired. This insurance, which is required in most states, will cover an employee's medical expenses and reimburse a percentage of lost wages. Workers’ compensation rates are fixed by each state and calculate premium by estimating payroll.

Employers Liability Coverage
Employers liability coverage is usually one portion of a standard workers' compensation policy. Employers liability provides the following coverage benefits:

Protects against a variety of common law exposures for claims not covered by workers compensation. Just like your liability insurance, you are protected up to the maximum limit you purchase.
Third party claims against you for liability arising out of an injury to your employee.
Consequential bodily injury to spouse, child, parent, brother or sister of your injured employee.
Damages for care and loss of services.

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