Disability Insurance
Protect your lifestyle.
Most disability insurance policies have a fixed monthly benefit that does not increase over time. However, you may purchase extra coverage (“riders”) that extend coverage but also offer higher payment schedules.
Disability Insurance is available in the following ways:
Own Occupation
Covers you when you are unable to perform the duties of your specific occupation.
Any Occupation
Covers you when you are unable to perform the duties of any job for which your education or training make you otherwise qualified.
In addition to choosing your coverage type, you may also select the length of the waiting period (ranging from one week to two years, with a significant cost savings attached to a longer period) and the length of your benefit period (the number of months you will receive benefits under the disability insurance policy).
Maritime Insurance is local, accessible and interested in your getting the most coverage for your money. Contact us today for your personal insurance needs.
