Life Insurance

Peace of mind for others who depend on you.

With established relationships with many AM Best rated companies, Maritime Insurance can find you the best life coverage available for your specific circumstances. Plus, because we take the time to discuss what’s important to you, your specific goals, and build a plan from there instead of forcing you into a pre-made package, we often save you money now and in the long run. Call today and we’ll cover you for a lifetime!

Life Insurance is available in the following ways:

Term
The simplest form of life insurance, offering financial protection for a specified time period (typically from one to 30 years), and is a short-term coverage solution. Premiums are usually lower because they offer no cash savings.

Permanent
Policies such as universal life, variable universal life and whole life provide long-term financial protection, and include death benefits and cash savings. Premiums are usually higher, but permanent coverage is well-suited for long range goals and larger investments.

Why buy life insurance?

Income replacement due to death or retirement
Payment of outstanding debts and long-term obligations, including burial costs, credit card debts, medical expenses, mortgage balances and college tuition
Estate planning and tax payment to protect assets from liquidation
Charitable contributions designation

Affordable life insurance options are available to you! With guidance from Maritime Insurance and some proactive choices, you can save money on your policy now and in the future:

Get the best rates by having your policy shopped to competitive companies
Buy the right amount of insurance for you and your loved ones based on advice from your Maritime Insurance agent.
Look for guaranteed renewal policies when buying term insurance
Buy a policy while you’re in good health and avoid additional fees and exclusions associated with pre-existing medical conditions
Take care of yourself by not smoking, exercising regularly and maintaining a healthy weight
Consider your employer’s group insurance plan, if applicable. Premiums are generally less expensive than comparable plans available outside of work.

Maritime Insurance is local, accessible and interested in your getting the most coverage for your money. Contact us today for your life insurance needs.

Life Insurance

Peace of mind for others who depend on you.

Contact an Insurance Specialist

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